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Yiren Digital Ltd. (YRD) stock score

Financial Services · Credit Services · China

$0.75 ▼ -2.72% today

40.0
Dad Score, out of 100
middling

Yiren Digital Ltd. (YRD) is a Credit Services company in the Financial Services sector, listed in China. On DadFin's weekly run it scores 40.0 out of 100 on the Dad Score, a middling reading that places the business ahead of 40% of the 5,721 US and Canadian stocks DadFin fully scores. Inside Financial Services it ranks #876 of 1,222. Its strongest axes are valuation and liquidity; its weakest are growth and risk.

Scores from the run of Oct 17, 2026. The Dad Score answers one question: how good is this business, measured against its own sector. How it is built →

The eight axes

Valuation
Above average
Quality
Average
Growth
Weak
Price action
Average
Risk
Weak
Conviction
Weak
Liquidity
Strong
Macro
Average

Each axis is ranked inside the stock's own sector. Subscribers see the percentile and every input behind each bar.

Key numbers

P/E (trailing)—
P/E (forward)1.8×
Dividend yield0.00%
Return on capital-0.4%
Operating margin-13.3%
Revenue growth (YoY)-1.5%
FCF yield0.0%
Net debt / EBITDA-2.01×
Piotroski F-Score5 / 9
52-week change-87.4%
Market cap$66M
Next earningsNov 25, 2026

What subscribers see on YRD

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Credit Services peers

StockCompanyDad ScoreBandMarket cap
VVisa Inc.72.2good$755.8B
MAMastercard Incorporated78.0good$540.9B
AXPAmerican Express Company81.2good$211.8B
COFCapital One Financial Corporation99.8strong$123.8B
PYPLPayPal Holdings, Inc.92.9strong$48.9B
AFRMAffirm Holdings, Inc.70.3good$25.0B
SYFSynchrony Financial87.7strong$24.0B
SOFISoFi Technologies, Inc.29.1weak$18.8B

Prices from DadFin's live feed (refreshed about every 15 minutes in the session); scores from the weekly run of Oct 17, 2026. Fundamentals as reported in the latest filings. Research, not investment advice.