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SoFi Technologies, Inc. (SOFI) stock score

Financial Services · Credit Services · United States

$15.80 ▲ +1.22% today

53.8
Dad Score, out of 100
middling

SoFi Technologies, Inc. (SOFI) is a Credit Services company in the Financial Services sector, listed in the United States. On DadFin's weekly run it scores 53.8 out of 100 on the Dad Score, a middling reading that places the business ahead of 54% of the 5,774 US and Canadian stocks DadFin fully scores. Inside Financial Services it ranks #713 of 1,228. Its strongest axes are quality, growth and liquidity; its weakest is valuation.

Scores from the run of Oct 4, 2026. The Dad Score answers one question: how good is this business, measured against its own sector. How it is built →

The eight axes

Valuation
Weak
Quality
Above average
Growth
Strong
Price action
no inputs
Risk
Average
Conviction
Average
Liquidity
Strong
Macro
Above average

Each axis is ranked inside the stock's own sector. Subscribers see the percentile and every input behind each bar.

Key numbers

P/E (trailing)32.2×
P/E (forward)19.1×
Dividend yield0.00%
Return on capital3.3%
Operating margin17.0%
Revenue growth (YoY)+38.3%
FCF yield-23.1%
Net debt / EBITDA3.00×
Piotroski F-Score2 / 9
52-week change-40.2%
Market cap$20.4B
Next earningsOct 27, 2026

What subscribers see on SOFI

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Credit Services peers

StockCompanyDad ScoreBandMarket cap
VVisa Inc.44.8middling$677.1B
MAMastercard Incorporated59.3middling$483.8B
AXPAmerican Express Company83.6good$204.5B
COFCapital One Financial Corporation99.8strong$119.5B
PYPLPayPal Holdings, Inc.73.4good$45.5B
AFRMAffirm Holdings, Inc.56.3middling$23.9B
SYFSynchrony Financial58.0middling$23.4B
ALLYAlly Financial Inc.64.0middling$11.5B

Prices from DadFin's live feed (refreshed about every 15 minutes in the session); scores from the weekly run of Oct 4, 2026. Fundamentals as reported in the latest filings. Research, not investment advice.