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Synchrony Financial (SYF) stock score

Financial Services · Credit Services · United States

$72.80 ▼ -1.25% today

58.0
Dad Score, out of 100
middling

Synchrony Financial (SYF) is a Credit Services company in the Financial Services sector, listed in the United States. On DadFin's weekly run it scores 58.0 out of 100 on the Dad Score, a middling reading that places the business ahead of 58% of the 5,774 US and Canadian stocks DadFin fully scores. Inside Financial Services it ranks #658 of 1,228. Its strongest axes are valuation, quality and conviction; its weakest are growth and price action.

Scores from the run of Oct 4, 2026. The Dad Score answers one question: how good is this business, measured against its own sector. How it is built →

The eight axes

Valuation
Strong
Quality
Strong
Growth
Weak
Price action
Below average
Risk
Average
Conviction
Strong
Liquidity
Strong
Macro
Above average

Each axis is ranked inside the stock's own sector. Subscribers see the percentile and every input behind each bar.

Key numbers

P/E (trailing)7.4×
P/E (forward)6.9×
Dividend yield1.68%
Return on capital7.3%
Operating margin50.2%
Revenue growth (YoY)-0.5%
FCF yield39.8%
Net debt / EBITDA3.00×
Piotroski F-Score6 / 9
52-week change+2.2%
Market cap$23.4B
Next earningsOct 20, 2026

What subscribers see on SYF

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Credit Services peers

StockCompanyDad ScoreBandMarket cap
VVisa Inc.44.8middling$677.1B
MAMastercard Incorporated59.3middling$483.8B
AXPAmerican Express Company83.6good$204.5B
COFCapital One Financial Corporation99.8strong$119.5B
PYPLPayPal Holdings, Inc.73.4good$45.5B
AFRMAffirm Holdings, Inc.56.3middling$23.9B
SOFISoFi Technologies, Inc.53.8middling$20.4B
ALLYAlly Financial Inc.64.0middling$11.5B

Prices from DadFin's live feed (refreshed about every 15 minutes in the session); scores from the weekly run of Oct 4, 2026. Fundamentals as reported in the latest filings. Research, not investment advice.