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Jefferson Capital, Inc. (JCAP) stock score

Financial Services · Credit Services · United States

$19.93 ▼ -0.10% today

61.8
Dad Score, out of 100
middling

Jefferson Capital, Inc. (JCAP) is a Credit Services company in the Financial Services sector, listed in the United States. On DadFin's weekly run it scores 61.8 out of 100 on the Dad Score, a middling reading that places the business ahead of 62% of the 5,774 US and Canadian stocks DadFin fully scores. Inside Financial Services it ranks #588 of 1,228. Its strongest axes are valuation, quality and macro; its weakest are growth and risk.

Scores from the run of Oct 4, 2026. The Dad Score answers one question: how good is this business, measured against its own sector. How it is built →

The eight axes

Valuation
Above average
Quality
Strong
Growth
Weak
Price action
no inputs
Risk
Below average
Conviction
Average
Liquidity
Average
Macro
Above average

Each axis is ranked inside the stock's own sector. Subscribers see the percentile and every input behind each bar.

Key numbers

P/E (trailing)3.8×
P/E (forward)6.3×
Dividend yield2.51%
Return on capital12.4%
Operating margin61.2%
Revenue growth (YoY)+0.0%
FCF yield10.8%
Net debt / EBITDA3.56×
Piotroski F-Score8 / 9
52-week change+12.4%
Market cap$1.1B
Next earningsNov 16, 2026

What subscribers see on JCAP

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Credit Services peers

StockCompanyDad ScoreBandMarket cap
VVisa Inc.44.8middling$677.1B
MAMastercard Incorporated59.3middling$483.8B
AXPAmerican Express Company83.6good$204.5B
COFCapital One Financial Corporation99.8strong$119.5B
PYPLPayPal Holdings, Inc.73.4good$45.5B
AFRMAffirm Holdings, Inc.56.3middling$23.9B
SYFSynchrony Financial58.0middling$23.4B
SOFISoFi Technologies, Inc.53.8middling$20.4B

Prices from DadFin's live feed (refreshed about every 15 minutes in the session); scores from the weekly run of Oct 4, 2026. Fundamentals as reported in the latest filings. Research, not investment advice.