Understanding Debt: Debt is money borrowed that must be repaid at a set time.

The Debt Trap: High-interest rates can lead to a cycle of debt.

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Budgeting: A well-planned budget is the first step towards debt freedom.

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Budgeting: A well-planned budget is the first step towards debt freedom.

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Saving: Regular savings can prevent unnecessary debt.

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Smart Spending: Conscious spending helps avoid debt accumulation.

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Debt Repayment Plan: Prioritize debts and create a repayment plan.

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Understanding Debt: Debt is money borrowed that must be repaid at a set time.

The Debt Trap: High-interest rates can lead to a cycle of debt.

Budgeting: A well-planned budget is the first step towards debt freedom.

Budgeting: A well-planned budget is the first step towards debt freedom.

Saving: Regular savings can prevent unnecessary debt.

Smart Spending: Conscious spending helps avoid debt accumulation.

Debt Repayment Plan: Prioritize debts and create a repayment plan.

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