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South Plains Financial, Inc. (SPFI) stock score

Financial Services · Banks - Regional · United States

$42.32 ▼ -1.12% today

83.5
Dad Score, out of 100
good

South Plains Financial, Inc. (SPFI) is a Banks - Regional company in the Financial Services sector, listed in the United States. On DadFin's weekly run it scores 83.5 out of 100 on the Dad Score, a good reading that places the business ahead of 83% of the 5,774 US and Canadian stocks DadFin fully scores. Inside Financial Services it ranks #275 of 1,228. Its strongest axes are valuation, growth and risk; its weakest is price action.

Scores from the run of Oct 4, 2026. The Dad Score answers one question: how good is this business, measured against its own sector. How it is built →

The eight axes

Valuation
Strong
Quality
Average
Growth
Strong
Price action
Below average
Risk
Strong
Conviction
Above average
Liquidity
Average
Macro
Above average

Each axis is ranked inside the stock's own sector. Subscribers see the percentile and every input behind each bar.

Key numbers

P/E (trailing)11.7×
P/E (forward)10.3×
Dividend yield1.56%
Return on capital3.5%
Operating margin37.8%
Revenue growth (YoY)+8.7%
FCF yield22.5%
Net debt / EBITDA3.00×
Piotroski F-Score7 / 9
52-week change+12.7%
Market cap$810M
Next earningsOct 22, 2026

What subscribers see on SPFI

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Banks - Regional peers

StockCompanyDad ScoreBandMarket cap
MFGMizuho Financial Group, Inc.46.4middling$131.8B
HDBHDFC Bank Limited41.2middling$114.8B
IBNICICI Bank Limited23.0weak$98.5B
ITUBItaú Unibanco Holding S.A.72.8good$94.7B
USBU.S. Bancorp95.3strong$89.6B
PNCThe PNC Financial Services Group, 93.0strong$88.2B
LYGLloyds Banking Group plc59.7middling$79.0B
NWGNatWest Group plc86.0strong$70.0B

Prices from DadFin's live feed (refreshed about every 15 minutes in the session); scores from the weekly run of Oct 4, 2026. Fundamentals as reported in the latest filings. Research, not investment advice.