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Financial Institutions, Inc. (FISI) stock score

Financial Services · Banks - Regional · United States

$38.45 ▼ -1.54% today

72.6
Dad Score, out of 100
good

Financial Institutions, Inc. (FISI) is a Banks - Regional company in the Financial Services sector, listed in the United States. On DadFin's weekly run it scores 72.6 out of 100 on the Dad Score, a good reading that places the business ahead of 73% of the 5,774 US and Canadian stocks DadFin fully scores. Inside Financial Services it ranks #425 of 1,228. Its strongest axes are valuation, quality and conviction; its weakest is growth.

Scores from the run of Oct 4, 2026. The Dad Score answers one question: how good is this business, measured against its own sector. How it is built →

The eight axes

Valuation
Strong
Quality
Above average
Growth
Below average
Price action
Average
Risk
Average
Conviction
Strong
Liquidity
Average
Macro
Above average

Each axis is ranked inside the stock's own sector. Subscribers see the percentile and every input behind each bar.

Key numbers

P/E (trailing)9.9×
P/E (forward)9.3×
Dividend yield3.19%
Return on capital3.6%
Operating margin43.6%
Revenue growth (YoY)+0.0%
FCF yield1.3%
Net debt / EBITDA3.00×
Piotroski F-Score4 / 9
52-week change+51.2%
Market cap$788M
Next earningsOct 29, 2026

What subscribers see on FISI

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Banks - Regional peers

StockCompanyDad ScoreBandMarket cap
MFGMizuho Financial Group, Inc.46.4middling$131.8B
HDBHDFC Bank Limited41.2middling$114.8B
IBNICICI Bank Limited23.0weak$98.5B
ITUBItaú Unibanco Holding S.A.72.8good$94.7B
USBU.S. Bancorp95.3strong$89.6B
PNCThe PNC Financial Services Group, 93.0strong$88.2B
LYGLloyds Banking Group plc59.7middling$79.0B
NWGNatWest Group plc86.0strong$70.0B

Prices from DadFin's live feed (refreshed about every 15 minutes in the session); scores from the weekly run of Oct 4, 2026. Fundamentals as reported in the latest filings. Research, not investment advice.