DadFinStart your free week
DadFin › Stocks › Financial Services › CZNC

Citizens & Northern Corporation (CZNC) stock score

Financial Services · Banks - Regional · United States

$27.92 ▲ +0.36% today

89.4
Dad Score, out of 100
strong

Citizens & Northern Corporation (CZNC) is a Banks - Regional company in the Financial Services sector, listed in the United States. On DadFin's weekly run it scores 89.4 out of 100 on the Dad Score, a strong reading that places the business ahead of 89% of the 5,719 US and Canadian stocks DadFin fully scores. Inside Financial Services it ranks #157 of 1,219. Its strongest axes are valuation, growth and price action; its weakest is quality.

Scores from the run of Oct 31, 2026. The Dad Score answers one question: how good is this business, measured against its own sector. How it is built →

The eight axes

Valuation
Above average
Quality
Below average
Growth
Strong
Price action
Above average
Risk
Average
Conviction
no inputs
Liquidity
Average
Macro
Average

Each axis is ranked inside the stock's own sector. Subscribers see the percentile and every input behind each bar.

Key numbers

P/E (trailing)14.3×
P/E (forward)10.2×
Dividend yield4.03%
Return on capital2.4%
Operating margin47.8%
Revenue growth (YoY)+13.5%
FCF yield4.7%
Net debt / EBITDA3.00×
Piotroski F-Score4 / 9
52-week change+52.5%
Market cap$503M
Next earningsJan 28, 2027

What subscribers see on CZNC

Start your free weekSubscriber? Open the full research →

Banks - Regional peers

StockCompanyDad ScoreBandMarket cap
MFGMizuho Financial Group, Inc.54.4middling$116.6B
HDBHDFC Bank Limited11.1poor$114.1B
IBNICICI Bank Limited60.7middling$105.7B
USBU.S. Bancorp76.8good$92.6B
PNCThe PNC Financial Services Group, 97.8strong$90.5B
ITUBItaú Unibanco Holding S.A.33.9weak$78.6B
LYGLloyds Banking Group plc58.8middling$71.4B
DBDeutsche Bank Aktiengesellschaft56.8middling$62.4B

Prices from DadFin's live feed (refreshed about every 30 minutes in the session); scores from the weekly run of Oct 31, 2026. Fundamentals as reported in the latest filings. Research, not investment advice.