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ChoiceOne Financial Services, Inc. (COFS) stock score

Financial Services · Banks - Regional · United States

$32.48 ▼ -1.64% today

31.2
Dad Score, out of 100
weak

ChoiceOne Financial Services, Inc. (COFS) is a Banks - Regional company in the Financial Services sector, listed in the United States. On DadFin's weekly run it scores 31.2 out of 100 on the Dad Score, a weak reading that places the business ahead of 31% of the 5,774 US and Canadian stocks DadFin fully scores. Inside Financial Services it ranks #968 of 1,228. Its strongest axes are valuation and macro; its weakest are quality and growth.

Scores from the run of Oct 4, 2026. The Dad Score answers one question: how good is this business, measured against its own sector. How it is built →

The eight axes

Valuation
Above average
Quality
Below average
Growth
Weak
Price action
Average
Risk
Below average
Conviction
Average
Liquidity
Average
Macro
Strong

Each axis is ranked inside the stock's own sector. Subscribers see the percentile and every input behind each bar.

Key numbers

P/E (trailing)8.8×
P/E (forward)8.9×
Dividend yield3.50%
Return on capital2.3%
Operating margin41.8%
Revenue growth (YoY)+0.0%
FCF yield3.5%
Net debt / EBITDA3.00×
Piotroski F-Score5 / 9
52-week change+20.1%
Market cap$495M
Next earningsOct 30, 2026

What subscribers see on COFS

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Banks - Regional peers

StockCompanyDad ScoreBandMarket cap
MFGMizuho Financial Group, Inc.46.4middling$131.8B
HDBHDFC Bank Limited41.2middling$114.8B
IBNICICI Bank Limited23.0weak$98.5B
ITUBItaú Unibanco Holding S.A.72.8good$94.7B
USBU.S. Bancorp95.3strong$89.6B
PNCThe PNC Financial Services Group, 93.0strong$88.2B
LYGLloyds Banking Group plc59.7middling$79.0B
NWGNatWest Group plc86.0strong$70.0B

Prices from DadFin's live feed (refreshed about every 15 minutes in the session); scores from the weekly run of Oct 4, 2026. Fundamentals as reported in the latest filings. Research, not investment advice.